Flood insurance typically provides coverage for damage to a building or its contents caused by flooding. It can also provide coverage for any additional living expenses incurred while your property is being repaired or rebuilt.Earthquake insurance typically provides coverage for damage to a building or its contents caused by an earthquake. It can also provide coverage for any additional living expenses incurred while your property is being repaired or rebuilt.
Flood and earthquake insurance policies vary, but they generally include coverage for the structure of your property, personal property, and additional living expenses. Additional coverage may be offered for items such as jewelry, musical instruments, and high-value items that may require a separate policy.