Coverage Options

Medical Payments Friends and family you welcome aboard, including water skiers, are covered for medical and related expenses.

Uninsured/Underinsured Watercraft Bodily Injury Your medical treatment is covered in the event you are injured by someone else that does not have enough coverage or does not have any coverage. Damages are covered up to the limit of coverage you select.

Physical Damage Coverage Watercraft Insurance provides coverage on your watercraft, motor, equipment, and trailer for a wide range of hazards, including theft, weather, fire, and collision.

Personal Effects Our policy has coverage for personal effects including but not limited to: clothing, scuba/snorkeling equipment, and fishing equipment. Limits included vary by states check with your agent for information.

Unattached Equipment Coverage This pays to repair or replace equipment that isn’t permanently attached to your boat or personal watercraft. This includes items like lifesaving equipment, deck chairs, water-skis, and similar sports equipment.

Emergency Assistance Coverage Your watercraft policy includes up to $500 on water towing and labor costs.

Protection covers you up to 75 miles from the U.S. coastline; into Canadian coastal or inland waters; and into the Pacific coastal waters of Mexico. In California and Florida, additional coverage area can be purchased.