What is not covered?

A condominium unit owners policy provides comprehensive coverage, it does not provide coverage for every loss.

Examples of losses not insured include, but are not limited to:

-Water damage caused by flood or underground water
-Earth movement including earthquake and mudslide
-Damage caused by settling, deterioration, contamination or nuclear hazard
-Damage caused by birds, rodents, insects or domestic animals

A condominium policy provides personal liability coverage, but it does not provide coverage for every loss for which you may be liable.

Examples of exclusions include, but are not limited to:

-Bodily injury or property damage that is expected or intended by the insured
-Business activities
-Providing or not providing professional services
-Ownership, operation, use of maintenance of aircraft, motor vehicles and certain watercraft